892 East Brighton Avenue
When we take on a new client, we review each aspect of their financial condition. Our strategies for income protection and growth focus on insurance; disability insurance, life insurance, and adequate liability insurance.
We make sure that this coverage will financially protect you, because the cost of being in a nursing home is expensive, and is increasing.
We want you to have liability coverage, that is an umbrella policy that is over and above the limits on your homeowners and car insurance.
Statistically, the chance of someone becoming disabled increases with age. If this happens it could not only have a devastating effect on your family economically, but also a devastating effect on your retirement. Our strategies for income protection make sure that all of our clients have adequate disability coverage.
In the case of life insurance, we need to prepare for income protection. How will your family be impacted? Together we will consider your family’s financial future so they can have long-term coverage. Ideally a survivor should be able to stay in the house, be able to make good economic decisions, send children to college, and have a retirement. We examine both term and whole life insurance options.
Insurance needs decrease over time, but they never go away. As you build your 401(k) and your non-qualified investments, they can start to replace your life insurance. For now, with income protection we make sure that you will have an umbrella policy, the best disability insurance we can get you, and a long-term life insurance that can replace a standard of living for your family.